What is Loud Budgeting?

Loud budgeting, a relatively new concept in personal finance, is a method that involves openly sharing your financial information with others. This can include your income, expenses, savings goals, and even your net worth. While it might seem counterintuitive to publicly disclose such private details, proponents argue that it can have significant benefits.

Starting and running a small business can be a challenging journey. With countless decisions to make, obstacles to overcome, and a constant need to adapt to changing market conditions, having the right guidance can make all the difference. That's where an entrepreneurial coach comes in.

Spring is Here: Time to Refresh and Rejuvenate Your Finances!

As the vibrant hues of spring blossom across South Africa, there’s no better time to take stock of your financial health. Just as you would clear out clutter from your home, why not take the same approach with your finances? A little spring cleaning can go a long way in helping you achieve financial wellness, reduce stress, and set yourself up for future success.

Empowering Women to Take Control of Their Finances This Women’s Month

Women’s Month is a time to celebrate the achievements, resilience, and strength of women everywhere. It’s also an opportunity to reflect on the unique challenges women face, particularly in the realm of financial management. Despite significant strides in gender equality, women still encounter obstacles that can hinder their financial independence and security. At Money Savvy, we believe that empowering women with financial literacy is key to overcoming these challenges and achieving lasting financial well-being.

10 Benefits of Individual Financial Coaching in Today's Challenging Economic Climate

In an era marked by rising living costs and stagnant salaries, achieving financial stability and prosperity has become increasingly challenging for many individuals. In such a landscape, personalized financial coaching emerges as a beacon of hope, offering tailored guidance and support to navigate the complexities of personal finance. Let's delve into the tenfold benefits of individual financial coaching and why it's indispensable in today's world.

Congratulations! You've just received your first salary, and the excitement is palpable. The possibilities seem endless as you contemplate splurging on the latest gadgets, a new phone, or perhaps revamping your work wardrobe. However, before you succumb to impulsive spending, it's crucial to pause and consider the long-term implications of your financial decisions.

In the fast-paced world of corporate culture, the financial well-being of employees is often overlooked, but the repercussions of their debt can significantly impact both the individual and the employer. Understanding the dynamics of this issue is crucial for businesses aiming to foster a healthier and more productive work environment.

A Financial Roadmap for 2024 and Beyond

In the vibrant and diverse landscape of South Africa, women often find themselves juggling multiple roles and facing unique challenges, both in their personal lives as mothers and in their professional careers. As we stand on the threshold of 2024, the importance of financial stability cannot be overstated. This article aims to provide a comprehensive financial roadmap for women in South Africa, offering insights into daily financial habits, planning for career changes, monthly retirement considerations, coping with spousal job loss, setting meaningful financial goals, and embracing a positive money mindset for long-term success.

Crack the Black Friday Code: Savvy Strategies for Smart Shoppers

Ah, Black Friday - the shopping extravaganza that kicks off the festive season with a bang. Originally coined in the 1960s, this day is now synonymous with jaw-dropping discounts, doorbuster deals, and an undeniable rush of excitement. But amidst the chaos and bargains, how can you navigate Black Friday without breaking the bank? Here's our guide to staying Money Savvy and making the most out of this shopper's paradise.

A few years back I remember listening to a female business owner share her success story. She said something that has stuck with me for over 10 years.

Introducing Money Savvy All: A Holistic Approach to Financial Well-being.

Automation is an important concept in business.

As a small business owner, you bring an incredible amount of value to your business. To get a company up and running to the point where it is profitable is no easy feat.

Marketing is the planning and action of promotional activities that result in the selling of products or services.

What do you think I mean if I have to ask you the question; “Is your business compliant”? Most new business owners don’t understand what compliance is required in their type of business. Compliance will be different for different industries and income brackets.

Creating Cash Flow
When I started my first business, I considered the financial side of things as “boring accounting stuff” – something I was not keen on initially. My feelings on the matter soon changed. Financial structures in your business are much more than mere accounting practices. As important as it is to manage your income and expenses, there is a lot more to setting up your financial structures than you may expect.

When you are ready to start your new business venture, you need to think about all the ways this product or service can make you money. How many sources of income can you get from this one business? Can you build multiple income streams and make those income streams passive income streams?

Saving and investing are two crucial financial skills that can have a major impact on one's financial well-being. While both concepts are often used interchangeably, they are distinct in nature. Saving refers to the act of setting aside money for future use, while investing is the act of putting your money to work in order to generate more money. In this blog post, we will discuss the importance of saving and investing, and why both skills should be a part of everyone's financial toolkit.

What is branding, exactly? Contrary to popular belief, branding is far more than just a logo. Your customers’ first impression of your company is formed through your brand. Therefore, your brand experience should be encapsulated and epitomised in your branding.

When it comes to naming your business, is your first thought to use your name, child’s name, initials, or joining your nieces’ names? I ask this because 70% of young people I mentor want to use one of the previous ideas to name their business